There are times when we need a not very high amount of money, but immediately, either to face a small breakdown at home, pay a fine that catches us by surprise or give ourselves that whim that we have been waiting for so long. In these cases, traditional banking is not the best option, since the procedures to apply for credit are usually quite slow and cumbersome.
I need loan! How can I get them?
When a specific need for money arises, it is usually accompanied by a certain rush: “I need loan and I need them as soon as possible.”
Although there are various methods that can be used when I need loan such as personal loans, credit cards or loans between individuals, in certain cases the necessary paperwork for the approval of the financing, the abusive conditions of the loan or the lack of security is a drawback so that we can quickly opt for that injection of liquidity with guarantees.
We want to make it as easy as possible for you, that’s why we have designed an agile, fast and secure process through which you can request a credit of loan just by completing some simple procedures. First of all, you must access our website and fill out a form with your information. Next, you will have to attach the following documentation:
- Valid ID or passport that proves your residence in the country.
- A selfie that confirms your identity.
- A bank account number so that we can send you the money as soon as possible.
- A mobile phone number so you can receive notifications about the status of your money.
What is a loan?
A loan of loan is the perfect ally for those occasions when you need to have a small financial mattress. It may be that the renovation company has launched an unbeatable offer to finally change the bathtub for the shower tray, or that you may have to face the quarterly periods when you still have several bills pending collection. Maybe you deserve, finally, that weekend getaway after months and months of work or go to the final of your favorite team. Regardless of your case, we give you the possibility of accessing a credit of loan without paperwork and with the possibility of returning them in up to 36 months.
Credits work just like a personal credit, that is, they are based on a contract by which the financial institution acts as a lender and advances the client or debtor a certain amount of money, which is available to them through a line of credit, which could be understood as a virtual account. What does this mean? Well, you have the possibility to spend the full amount that is offered or just the part you need; once you return the amount withdrawn, you have the total again in case you ever need to use the line of credit again to satisfy another specific need.
What do I need to request a loan of loan?
, we value easy management and flexible processes. For this reason, we will not bother you with countless requirements or endless paperwork to apply for a loan of loan. You must meet three basic conditions. First of all, you must be of legal age. Secondly, it is essential that you have a demonstrable source of periodic income (it can be a payroll, a pension, a subsidy or the regular billing that you present as self-employed). To finish, you should not be included in a delinquency list.
We are aware that many financial institutions do not include this last point among their requirements. However, we are very clear that we can provide you an excellent quality service without jeopardizing your financial stability. Thus, we govern all our processes according to the principles of “responsible lending”, so we will never offer you a financial product that you cannot afford, while we are committed to always giving you an immediate response to your request and contacting you with the maximum transparency.
Advantages of having a loan of loan instantly
The main advantage of having loans of loan instantly is the flexibility and immediacy with which we can face any type of economic eventuality at any time.
As soon as we receive your data and documents, we will proceed to study your financial situation to give you an answer as soon as possible; always offering you the option that best suits your circumstances and needs. Once the credit is granted, you will receive a notification on your mobile phone and we will transfer your money quickly so that you can have it as soon as possible. From then on, you will have up to 36 months to return it. All this without commissions for opening, management or cancellation. What sounds good?
How do I calculate the repayment fee of a loan?
On the website you will be able to access a credit simulator with which you will be able to calculate the approximate amount that you will have to pay for loans of loan. However, to know what the final monthly payment is, you must send us the documentation that we indicate a few lines above. This will allow us to know your financial situation at the time of the application and, in this way, we will be able to adjust the loan conditions to your personal circumstances.
However, the amount that we have indicated may vary in your favor throughout the repayment period: if at any time you decide to pay a higher fee than what we proposed or to pay off part of the loan at once, the total interest will be reduced and, therefore, the final amount that you must return to us will be less.