Being in the debtors list is a problem to apply for loans, banks do not provide credits to their clients if they are enrolled in a list of defaulters.
For that reason, people who unfortunately have fallen into a list like the business have to find another way to get money; There are alternatives such as private loans, that is, companies that provide their clients with loans from private investors. These companies provide money in a simpler way and do not ask for as many requirements or conditions as those of the bank, in addition it is possible to request a loan even being in a list like the debtors list. Let’s see what requirements are necessary to apply for a loan with debtors list.
Wha are the requirements?
Our company provides its clients with private loans even if they are in delinquent lists such as el debtors list. It is not necessary to meet as many requirements as if we were to request it from a bank, requesting a loan with debtors list is much easier, the client only has to provide us with a guarantee and this can be of a real estate type or of any other kind, so that the User can guarantee this loan with real estate, apartments, houses, etc. and other types of goods such as vehicles, art pieces, taxi licenses, etc. The only exception is jewelry and by this we mean that there is a wide range of possibilities for the user to select the one that best suits their needs.
20% of the guarantee value
We grant the user a quantity whose maximum is set at 20% of the value of the guarantee, sometimes it can be more up to 25% if this guarantee is of sufficient quality, but in the case of real estate properties, a condition must be met very important for them to be valid. Real estate must be free of charges or mortgages so that we can accept them as guarantees, these can be from flats, houses, premises, etc. always excepting the plots or plots because they are not appropriate guarantees for this since they show very pronounced variations in their prices.
Our loans with debtors list have a series of very notable advantages such as the speed with which they are processed, so that the client can obtain their money in a very short time, even less than 72 hours as long as our company has received in its facilities the documents necessary to start the procedures.
Not having payroll is not an impediment either and we can provide money to many people thanks to the guarantee. Our team of professionals has extensive knowledge of financial and real estate issues and this gives us the possibility to deal with many aspects, including the official appraisal of the home that we can carry out at a very affordable price for the client. Our users can feel safe and confident in the hands of our company since we have the necessary experience and are regulated by the Ministry of Health and Consumption, so that our economic activities fall within the current legislation; all operations are signed in the presence of a notary who vouches for everything that is revealed on the contract sheets.
That is why we want to make it clear that the necessary requirements to request a loan with debtors list are minimal, you only have to provide a guarantee and it can be of any kind since we give the user the possibility to select the type of guarantee that he wants to provide us and in depending on the value of this, we will grant you one or another amount of money.